Buy

We need to know the type of neighborhood or condominium building you would like. For example, is a waterfront property important to you? Are the schools important to you? If you are already familiar with the many neighborhoods that we have here in South Florida, you may already know where you want to be. If you’re not familiar, we will take you on our neighborhood tour. We get into the car and drive you through the many neighborhoods that match your wants list. Our experience will come in handy during this phase of the property search.

Once your mortgage broker has established the price point you are approved, we’ve gathered your wish list and determined the neighborhoods best for you, we go house shopping. This step is fun as we hunt through the many houses that are a match for you. This can go quickly or not. Our knowledge of the inventory available for sale is going to be important. It is our job to bring you to only those properties that are a fit for you. This is so important for a realtor as many will bring you to homes or condominiums opposite from your wants.

Once you have found the property, our knowledge of the valuation of the property you want to purchase is invaluable. This is the step an experienced and knowledgeable realtor is imperative in the buying process. Our keen negotiation skills are just as important. We are proud to have negotiated awesome deals for our clients and ensure each pays the absolute minimum for a property.

After negotiations and all parties have agreed on not only the price for the property but the terms as well, we go to the many folds it will take to get the transaction closed. You may be overwhelmed by just reading through the many steps it takes to get to homeownership. But remember, The Henri Frank Group are trained professionals who will make this process with little stress if any.

You now choose a closing agency. We strongly recommend a title and closing firm owned and operated by a Florida licensed real estate attorney. There are a number of agencies we have done closings. We will share with you the choices and you will make the choice. Once you’ve decided on an agency we submit your sales agreement to them and the title work begins.

Title work ensures you obtain a clear title to your new property. If there are any issues with the title, The Henri Frank Group will work closely with the title agent on curing the issues so we can move forward towards the closing day of your home. Yes, there are times we just cannot cure the title, but most times we have been able to do so.

We send a copy of the sales agreement to your mortgage broker so they can begin their processing of the transaction as well.

Obtaining insurance quotes for your property is an important step. Like with anything we recommend at least two quotes if not three. Insuring a South Florida home or condominium is unlike any other place in the country. Just as unique as our real estate market, the insurance is also. We are educated on the insurance policy here in the State of Florida and have a full understanding of it. We can recommend insurance agencies to obtain quotes. Each agency is known in the community and has a clear understanding. They will be able to answer all of your questions.

Inspecting the property is another step that is very important. There are many inspection companies in the industry. Not all of them are good inspectors. We have a list of inspectors who we have had years of experience and you will choose the inspection company.

In summary, we’ve negotiated a purchase agreement for you. You have obtained your financing. The title agency will furnish the title insurance. Property insurance quotes are obtained and you’ve chosen the policies you are comfortable. Any issues that may have arisen from the inspection period have been sorted out and the property is in the condition in which you are pleased. We are ready to close.

We will be sure we do the walkthrough of the property the morning before the closing. That ensures the property is in the condition you expect and all that you’ve contracted for is in its place, like the appliances, etc. Then we can go to the closing.